APPLICABILITY

You, the consumer, by accessing this Website, have agreed to be bound by the terms and conditions set out below.

Autochek Group, its subsidiaries store and/or access information on a device, such as cookies and process personal data, such as unique identifiers and standard information sent by a device for personalized ads and content, ad and content measurement, and audience insights, as well as to develop and improve products.

This cookie policy outlines how Autochek Group entities use cookies, pixels, and similar technologies (together “cookies”) on our websites and mobile applications ('Apps'), and your choices in this regard.

By using our Websites and/or our Apps, you agree to our use of cookies in accordance with this cookie policy. If you do not agree to our use of cookies, please disable cookies on your computer or other devices (by navigating to 'Managing your cookies preferences' section on your browser settings). You agree to be bound by these terms and conditions.

What are cookies?

Cookies are small text files which are stored on your computer, mobile or other device when you first visit a website, containing the details of your browsing history on that website.When you return to websites - or visit websites that use the same cookies - they recognise these cookies and therefore your browsing device.

Cookies do not typically contain any information that personally identifies a user, but personal information that we store about you may be linked to the information stored in and obtained from cookies.

1. GOVERNING LAW

You agree that in the event of any dispute of any nature that may arise between you and us, these terms and conditions shall be governed by and construed exclusively in accordance with English Laws.

2. DISCLAIMER

You understand and accept that to the fullest possible extent permitted in law, we accept no responsibility for any loss or damage or injury caused to you or your hardware or software whether we cause such loss or injury directly or indirectly.

3. COPYRIGHT AND PLAGIARISM

You acknowledge and will respect all such copyright and other intellectual property rights we own or may own in the look and feel of the Website and its contents including any sounds, music, text, graphics, data , stills, photographs and moving images. Such intellectual property rights shall include all registered and unregistered intellectual property rights of any type or nature including trademarks and community marks. You further agree that you will not infringe our copyright by any method or manner now known or as may exist in the future. Other than the user generated content, under these Terms, and / or its licensors own all the intellectual property rights and materials contained in this Website. You are granted a limited license only for purposes of viewing the material contained on this Website.

4. RESTRICTIONS

We use cookies for the following:

• Helping the users optimise their visit on the website by enabling the browser to remember information specific to a given user.
• Recognise and count the number of visitors, analyse how well our website is performing.
• Remember your username and preferences. This makes it possible to match your preferred interests more quickly and make the content displayed more relevant to you.
• Protect you from fraud and keep improving security.
• Study how people use our websites and apps and our other services, so we can improve them.
• Decide which of our products, services and offers may be relevant for you.
• Tailor the marketing you see on social media, apps and other websites.

You are specifically restricted from all of the following:

• selling, sublicensing and / or otherwise commercializing any Website material;
• using this Website in any way that is or may be damaging to this Website
• using this Website in any way that impacts user access to this Website;
• using this Website contrary to applicable laws and regulations, or in any way may cause harm to the Website,or to any person or business entity;
• engaging in any data mining, data harvesting, data extracting or any other similar activity in relation to this Website;
• using this Website to engage in any advertising or marketing.

We provide most of this website on an open access basis.However, we may restrict access in some certain areas of this Website from you and may further restrict access by you to any areas of this Website, at any time, in absolute discretion. Any user ID and password you may have for this Website are confidential and you must maintain such access codes confidentiality as well.

5. USER GENERATED CONTENT

User generated content shall refer to any audio, video text,images or other material you choose to display on this Website.By displaying Your Content, you grant a non-exclusive, worldwide irrevocable, sub licensable license to the website and Autochek to use, reproduce, adapt, publish, translate and distribute such content in any and all media.

By uploading said content, you represent and warrant that you are the original owner of the content and that such content does not infringe any third-party's rights.

Such content shall not be defamatory or offensive, untrue,racially / tribally offensive, or incite racial / tribal hatred or otherwise breach an individual's right to privacy or human rights under Nigerian Law.

We reserve the right to remove any of user generated content from this Website at any time without notice.

6. NO WARRANTIES

This Website is provided “as is”, with all faults, and express no representations or warranties, of any kind related to this Website or the materials contained on this Website.

7. INDEMNIFICATION

You hereby indemnify us to the fullest extent from and against any and / or all liabilities, costs, demands, causes of action,damages and expenses arising in any way related to your breach of any of the provisions of these Terms.

8. SEVERABILITY

If any provision of these Terms is found to be invalid under any applicable law, such provisions shall be deleted without affecting the remaining provisions herein.

9. VARIATION OF TERMS

Autochek is permitted to revise these Terms at any time as it sees fit, and by using this Website you are expected to review these Terms on a regular basis.

10. ASSIGNMENT

Autochek is allowed to assign, transfer, and subcontract its rights and / or obligations under these Terms without any notification. However, you are not allowed to assign, transfer, or subcontract any of your rights and / or obligations under these Terms.

11. RIGHTS OF THIRD PARTIES

This agreement is between you and Autochek and not any third party, and this agreement is not intended to confer any rights of any nature upon any party other than you and Autochek and Autochek’s legal associates.

12. ENTIRE AGREEMENT

These Terms constitute the entire agreement between Autochek and you in relation to your use of this Website, and supersede all prior agreements and understandings. policy, please contact us at: info@autochek.africa or write to us at: 4th Floor Westpark Towers, Muthithi Road, Westlands Nairobi.

13. USER PERMISSION

By submitting this application, you have given consent to Autochek to collect, use and disclose your personal data as provided in this application form for the purpose of credit bureau checks in your country in accordance with the Data Protection Act 2012 and our Data Protection Policy available on our webpage.

See privacy policy

• The processing of your financing application
• To perform credit analysis in order to determine loan eligibility.
• To perform our contractual obligations with customers and partners on the autochek platform.Feel free to visit our website to know more about our data protection policy and how you may access, correct, delete or withdraw consent to the collection, use or disclosure of your personal data.

14. NON-REFUNDABLE FEE

We require you to pay a non-refundable fee for loan processing.If your loan disbursement is successful, this amount would be adjusted against the final payment